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The RevitaLending Difference
 

 

REVITALENDING

OTHER LENDERS

 

 

 

Minimum Credit Score

No, credit score not an issue

Yes, mid 600's or higher

Down Payment

Not required

Yes, between 20 to 30%

Bank Statements

Not required

Yes, must show reserves

Tax Returns

Not required

Yes, must show income

Appraisal Needed for Approval

No

Yes

Monthly Payments *

No

Yes

Pre-Payment Penalty

No

Yes

Application Fee

No

Yes

Rehab Projects over 100K

Yes

No

Construction Loans

Yes

No

Joint Ventures

Yes

No

Approval in 24 hours

Yes

No

Accept Newly Self-Employed

Yes

No, must show 2 years income

Direct Lenders

Yes

Often are really brokers

Second trusts behind us

Allowed

Not allowed

Cash Out Re-Fi

Yes

No

*No monthly interest payments for properties in DC and Virginia / 6-month terms only


Top 10 Reasons to Use RevitaLending for Your Next Hard Money Deal

Minimal Paperwork!
We do not require any income tax returns, bank statements, proof of funds, pay stubs, or employment verification. We don’t even require a 1003!

Credit Score Not An Issue!
We have no minimum FICO requirement. Our loans are based on the property’s equity, not personal qualifications.

We Work Hard To Get Your Deal Closed!
Our staff works diligently to make sure your loan gets the attention it deserves.

Large Rehab Projects Are Welcome!
We don’t shy away from major rehab projects! From fire damaged homes to total reconstruction, we will fund repairs in excess of $100,000 as long as the loan fits our guidelines.

Speed! Speed! Speed!
Commitment letters generated within 24 hours of complete loan submission* and closings within 48 hours of clear title. (*Complete loan package includes ratified sales contract, color pictures, repair list and comps).

We Are Well Capitalized!
We have millions of dollars in available capital and we stand ready to fund projects in the Washington DC Metropolitan area.

We Can Fund A Variety of Scenarios!
We can finance the following: Residential Properties (non-owner occupied only), Commercial Properties, Apartment Buildings, Condo Conversions, New Construction, Equity Infusion Proposals and Cash Out Refinancing

We Are Still Offering Construction Loans!
We are still funding brand new construction! From modular homes to stick-built homes to entire housing developments! Home builders/Developers: We can fund you OR your clients.

Quality Customer Service!
We treat every loan the same, whether it is $30,000, $300,000 or $3Million. Every borrower is treated with the same professional courtesy, respect and consideration, no matter what the size of the loan.

We Are Local Lendners!
We know our “backyard” (DC Metro) quite well! Because of this we are able to make quick decisions and close fast.

 


     

 
 

 

Residential Rehab

New Construction

Land and Lot Loans

Commercial and Multi-Units

Condo Conversions

Cash Out Refinancing

 

Home  |  About Us  |  Loan Programs  |  Resources  |  Client Services  |  Contact us

 
5110 Ridgefield Rd, Suite 408
Bethesda, MD 20816
Phone: 888-9-REVITA | Fax: 202-747-5741

info@Revitalending.com
Member Better Business Bureau
Washington DC and Eastern PA