Since 2007, RevitaLending has worked hard to provide real estate investors the best short-term financing for all of their investment projects. Here is why you should use us on your next deal:
We are headquartered in Washington DC. We have been doing business in our own “backyard” (DC Metro) since 2007. Also, we are members of the Better Business Bureau and the American Association of Private Lenders.
Our fund has millions of dollars in capital to work with.
We see things from an investor’s perspective. Our underwriting team has successfully completed over 400 local real estate projects (from rehabs, condo conversions to ground up construction). We’ve seen a lot, done a lot, and learned a lot. Use our wealth of knowledge to your advantage. We will help you avoid the common mistakes we see investors make every day.
We help you manage your project from start to finish. We just don’t lend you money and wish you well. We stay involved and are always here if you need us. Your success is our success. We do everything we can to ensure that your real estate project gets completed and remains profitable.
All our real estate dealings are transparent and aboveboard. We are honest, professional, and direct. We say what we mean and there are no hidden surprises or “double talk”.
| REVITALENDING | OTHER LENDERS | |
| Minimum Credit Score | No, credit score not an issue | Yes, mid 600's or higher |
| Down Payment | Not required | Yes, between 20 to 30% |
| Bank Statements | Not required | Yes, must show reserves |
| Tax Returns | Not required | Yes, must show income |
| Appraisal Needed for Approval | Typically, No | Yes |
| Monthly Payments * | No | Yes |
| Pre-Payment Penalty | No | Yes |
| Application Fee | No | Yes |
| Rehab Projects over 100K | Yes | No |
| Construction Loans | Yes | No |
| Joint Ventures | Yes | No |
| Approval in 24 hours | Yes | No |
| Accept Newly Self-Employed | Yes | No, must show 2 years income |
| Direct Lenders | Yes | Often are really brokers |
| Second trusts behind us | Allowed | Not allowed |
| Cash Out Re-Fi’s | Yes, unlimited | No |