General guidelines:

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• 30 years, fixed rate / fully amortizing

• Hybrid ARMS available

• Rates starting at 3.85%

• Up to 80% of as-is value or purchase price, whichever is lower

• Cash Out: Up to 75% of as-is value

• Single family, Condo, Townhomes, Multi-Family, Portfolios

• No tax returns | No DTI ratios | No verification of employment

• Typically close within a week of completed appraisal and title work