Commercial Bridge Loans in North Carolina

North Carolina is one of our two-tier markets: we fund commercial deals from $100,000 to $2,000,000 on our balance-sheet program and from $2,000,000 to $10,000,000 on our larger bridge program, across Charlotte, the Triangle, the Triad and the coast.

Available in North Carolina

Programs We Offer in NC

Investor playbook

How Investors Use Our Financing in NC

Growth-market multifamily

Population growth in Charlotte and the Triangle keeps demand for apartments strong. Value-add and lease-up deals from $2M to $10M can be bridged to a permanent refinance.

Commercial Loans · $2M–$10M →

Mixed-use and retail

Smaller mixed-use and retail properties in growing suburbs and downtowns are a fit for the under-$2M program, including purchases that need renovation before they stabilize.

Commercial Loans · Under $2M →

Industrial and flex

Distribution and flex space along the I-85 and I-40 corridors can be financed with interest-only bridge debt, including holdbacks for tenant improvements.

Commercial Loans · $2M–$10M →

Equity from a property you own

If you own property in North Carolina, the Investor HELOC (a referral program) can provide capital for the next deal.

Investor HELOC (referral) →

Before you buy in North Carolina

  • North Carolina's excise tax on deeds is relatively low; budget for it anyway
  • Check city and county zoning, especially in fast-growing suburbs
  • Get real insurance quotes for coastal properties
  • Have the rent roll, leases and operating statements ready

General information, not legal or tax advice. Rules change, so confirm with your attorney, title company and the local jurisdiction.

FAQ

North Carolina Questions

Do you offer fix and flip loans in North Carolina?

Not currently. In North Carolina we fund commercial deals from $100K to $10M. Fix & Flip covers DC, Maryland and Virginia.

What's the largest loan you'll do in North Carolina?

Up to $10,000,000 on our commercial bridge program, for multifamily, retail and industrial property.

Have a Deal in North Carolina?

Send us the property and the numbers. We respond the same business day.

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