Hard Money & Fix and Flip Loans in Washington, DC

RevitaLending is based in Washington, DC, and the District is our home market. We fund rowhouse renovations, small multifamily and mixed-use deals across all eight wards, and our JV program partners on off-market deals throughout the city.

Available in Washington, DC

Programs We Offer in DC

Investor playbook

How Investors Use Our Financing in DC

Rowhouse renovation and resale

The classic DC play is buying a dated rowhouse, renovating it and selling into strong owner-occupant demand. We size these on the purchase plus rehab and the after-repair value. Build permit time into your term: DC permitting, and historic-district review in parts of the city, can add weeks.

Fix & Flip →

Small multifamily and mixed-use

Small apartment buildings and corner mixed-use properties are attractive but need extra diligence. On occupied buildings, the Tenant Opportunity to Purchase Act can affect a sale's timeline, and rent stabilization can cap rent growth. Have the rent roll and leases ready.

Commercial Loans · Under $2M →

Bridge financing for speed

Good DC deals move fast. A bridge loan lets you close quickly and arrange long-term financing after you stabilize the property. Plan the exit first: a refinance once leased, or a sale after renovation.

Commercial Loans · Under $2M →

Off-market deals without the capital

If you have a discounted, off-market DC property under contract but not the cash or crew to renovate it, our JV program can fund 100% of the deal and split the profit with you.

JV Program →

Before you buy in Washington, DC

  • Confirm zoning and allowed units before planning a conversion
  • Check rent stabilization status and tenant rights on occupied buildings
  • Budget for DC recordation and transfer taxes, which rise with price
  • Allow extra time for permits and historic-district review

General information, not legal or tax advice. Rules change, so confirm with your attorney, title company and the local jurisdiction.

FAQ

Washington, DC Questions

Do you lend in every DC ward?

Yes. Fix & Flip, both commercial programs and the JV program are available throughout the District.

Can I finance a DC rowhouse renovation with no money down?

On Fix & Flip, qualified borrowers can reach 100% of purchase and rehab cost when the loan is 65% or less of after-repair value. If you have the deal but not the capital, the JV program funds 100% of the deal in exchange for a share of the profit.

Have a Deal in Washington, DC?

Send us the property and the numbers. We respond the same business day.

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