A real estate joint venture (JV) is a partnership on a single deal. One side brings the opportunity, the other brings the capital and resources, and both share in the profit. It is not a loan: there are no monthly payments, and the capital partner is paid from the deal's profit rather than from interest.
Who a JV is built for
JVs help people who have access to good deals but not the money or the crew to complete them:
- Wholesalers and investors with a property under contract but limited capital
- Realtors with off-market listings
- Heirs who've inherited a property that needs work
- Owners who can't afford repairs, or who face foreclosure, back taxes or blight fees
- Rehabbers with a stalled project
How it works with RevitaLending
- You bring the deal. An off-market property under contract, with a real profit margin.
- We fund and manage it. RevitaLending provides 100% of the capital, plus rehab crews, project management and resale marketing.
- We split the profit. When the property sells, the profit is shared according to the agreement you sign up front.
Because RevitaLending funds the whole deal, your credit, experience and liquidity are not the deciding factors. The deal is.
What makes a deal a fit
- Off-market. Not listed on the MLS, so the price reflects a real discount.
- Under contract. You control the property, or you own it.
- Significant margin. Enough spread between all-in cost and resale value to make the work and risk worthwhile for both partners.
- Inside the Capital Beltway. RevitaLending's JV program covers DC, Maryland and Virginia properties inside the Beltway.
Eligible project types include single-family renovations, multifamily and mixed-use rehab or development, and land development.
JV or loan: which should you choose?
| Fix & flip loan | Joint venture | |
|---|---|---|
| Your cash needed | Some, depending on leverage | None for the deal itself |
| Monthly payments | Interest-only payments | None |
| Who runs the rehab | You | The capital partner's crews |
| Your share of profit | All of it, after loan costs | Your agreed split |
If you have the capital and the crew, a loan keeps more of the profit with you. If you have the deal but not the resources, a JV turns it into a payday instead of a missed opportunity.
Before you submit a JV deal
- The contract or proof of ownership
- Photos and the property address
- Your estimate of repairs and resale value
- Any liens, back taxes or title issues you know about
See terms for the JV Program or submit your deal. We respond the same business day.
Explore the JV Program→This guide is general education, not a loan offer or financial, legal or tax advice. Examples are illustrative. All loans are subject to underwriting approval, and rates and terms can change.