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Fix & Flip Rehab Loans for 
Single Family Rehab Projects

We are no longer funding fix and flip projects. However, through our correspondent lending relationships, we are able to offer renovation (fix and flip) loans to qualified investors. The terms are competitive and creative, depending on what the priorities are. None of these loans require income docs or tax returns. Get fast quotes (within 24 hours).  

Option #1 - Highest Leverage / No Monthly Payments

  • 100% of purchase price and 100% of rehab budget

  • No monthly payments for the term of the loan (payments are deferred until payoff)

  • Rate: 10.99% to 12.99%

  • Points: 3.5

  • Credit: 680+

  • Experience: 4 or more projects in the past 5 years

  • Geography: Nationwide (except NY, VT, SD, ND, LA)

Option #2 - Close within Days / Appraisal Not Required

  • 90% of purchase price / 100% of rehab budget (not to exceed 75% of ARV)

  • No appraisal required. Valuation done in-house. Close within days if title work is ready.

  • No "surprises" or last minute changes since term sheet is not based on an appraisal 

  • Interest only monthly payments (Non-Dutch)

  • Rate: 10.90%

  • Point: 2.5

  • Credit: 700+

  • Experience: 5+ properties in the same market, past 24 months

  • Geography: Nationwide (except states: IL, LA, MO, ND, NJ, NV, NY, SD and cities/markets: Philadelphia, Chicago, Detroit, Northern New Jersey, Inner City Baltimore)


 

Option #3 - Lowest Rate Available
 

  • 90% of purchase price / 100% of rehab budget

  • Options: 8.25% and 3 points | 8.99% and 2.5 points | 10.99% and 2 points

  • Credit: 700+ (exceptions down to 680)

  • Foreign Nationals: Yes, with 700+ credit scores

  • Interest only monthly payments (Non-Dutch)

  • Experience: 3 or more similar projects in the past 3 years

  • Appraisal is required but there is an option to use an appraiser you recommend. Call for more info.

  • Geography: Nationwide (except cities/markets: Newark, NJ / Flint, MI / Detroit, MI / Sacramento, CA / San Jose, CA / San Francisco, CA / Boise, ID and states: SD, ND, VT, UT) 

Please note terms are subject to change

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