Hard Money & Fix and Flip Loans in Maryland

We fund investors in Maryland, with a focus on Prince George's and Montgomery counties. Fix & Flip covers the DC Metro suburbs, and our commercial programs cover the whole state, including Baltimore.

Available in Maryland

Programs We Offer in MD

Investor playbook

How Investors Use Our Financing in MD

Single-family renovations in the DC suburbs

Older housing stock in Prince George's and Montgomery counties, especially inside the Beltway, supports steady renovation demand. Values can change street by street, so close comps matter more than county averages when we look at after-repair value.

Fix & Flip →

Mixed-use and small multifamily

Main-street mixed-use and small apartment buildings along the Route 1, Route 50 and I-95 corridors are common bridge candidates. Montgomery County caps annual rent increases on many rentals, so underwrite to the cap, not to market rent growth.

Commercial Loans · Under $2M →

Larger value-add commercial

For multifamily, retail and industrial deals from $2M to $10M, bridge financing lets you buy, reposition and then refinance into permanent debt.

Commercial Loans · $2M–$10M →

Inside-the-Beltway JV deals

Off-market properties in Prince George's and Montgomery counties inside the Capital Beltway can qualify for 100% JV funding.

JV Program →

Before you buy in Maryland

  • Check county rent rules (Montgomery County, Takoma Park) before underwriting
  • Line up rental licensing and inspections early where the county or city requires them
  • Budget for state and county transfer and recordation taxes, which vary by county
  • Ask the title company about ground rents on older Baltimore properties

General information, not legal or tax advice. Rules change, so confirm with your attorney, title company and the local jurisdiction.

FAQ

Maryland Questions

Where in Maryland is Fix & Flip available?

Fix & Flip is focused on the DC Metro area, including Prince George's and Montgomery counties. Our commercial programs cover Maryland statewide, including Baltimore.

Does Maryland's foreclosure process affect my loan?

It mainly affects pricing and timelines when you buy distressed property. For your own loan, we underwrite the property, the plan and the exit.

Have a Deal in Maryland?

Send us the property and the numbers. We respond the same business day.

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