Hard Money & Fix and Flip Loans in Virginia

We fund investors in Virginia, with a focus on Northern Virginia: Arlington, Alexandria, Fairfax, Prince William and Loudoun. Renovations, value-add commercial and bridge deals are all a fit.

Available in Virginia

Programs We Offer in VA

Investor playbook

How Investors Use Our Financing in VA

Fix and flip in Northern Virginia

Older housing stock in Arlington, Alexandria and Fairfax County supports steady renovation demand. Prices are high, so a realistic after-repair value and a tight budget matter.

Fix & Flip →

Commercial and mixed-use bridge

Retail strips, office-to-flex conversions and small multifamily in Northern Virginia and along the I-95 corridor are frequent bridge candidates while a property is leased up or renovated.

Commercial Loans · Under $2M →

Larger value-add deals

Multifamily, retail and industrial projects from $2M to $10M can be financed with interest-only bridge debt, sized to a defined refinance or sale.

Commercial Loans · $2M–$10M →

Arlington and Alexandria JV deals

Off-market properties inside the Capital Beltway, including Arlington, Alexandria and inner Fairfax County, can qualify for 100% JV funding.

JV Program →

Before you buy in Virginia

  • Check local short-term rental and rental registration rules by county or city
  • Budget for recordation tax on the deed and on the new deed of trust
  • Confirm HOA rules, common in Northern Virginia, for rental or resale restrictions
  • Pull real tax bills from the locality, not the seller's figure

General information, not legal or tax advice. Rules change, so confirm with your attorney, title company and the local jurisdiction.

FAQ

Virginia Questions

Is the Investor HELOC available in Virginia?

No. Our HELOC partner doesn't currently offer it in Virginia. Fix & Flip, both commercial programs and the JV program are available.

Do you lend outside Northern Virginia?

Our commercial programs cover Virginia statewide. Fix & Flip is focused on the DC Metro portion of Virginia, and the JV program on properties inside the Capital Beltway.

Have a Deal in Virginia?

Send us the property and the numbers. We respond the same business day.

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