Hard Money Lender in Prince George's County, Maryland
Fix & flip, bridge, new construction, DSCR and probate financing for investors in Prince George's County, from Hyattsville, Capitol Heights and Suitland to Bowie, Upper Marlboro, Clinton and Laurel. Loans from $50,000, written approval within 24 hours.
Prince George's County Loan Programs for Investors
- Fix & Flip$50K–$2M · 10.49–12.99% · Brick colonials, ramblers and Cape Cods that need systems and finishes
- New Construction$50K–$2M · draws on a schedule set at closing · Infill builds and additions on larger outer-county lots
- Bridge Loans$50K–$2M · up to 80% of purchase · Quick closings on auction, estate and off-market purchases
- DSCR Rental Loans$50K–$3M · qualify on the rent · Licensed single-family rentals held long term
Investing in Prince George's County: what to know
Inside the Beltway
Hyattsville, Mount Rainier, Brentwood, Riverdale Park, Capitol Heights, Seat Pleasant, District Heights, Suitland and Temple Hills sit inside the Capital Beltway, with older brick housing close to DC. Off-market deals here can be considered for our 100% JV program when purchase plus rehab is at or under 70% of after-repair value.
JV Program →Rental licensing through DPIE
The Department of Permitting, Inspections and Enforcement licenses single-family rentals, meaning buildings with one or two units, and a property has to meet the county Housing Code to get one. Unpermitted work can block the license, so permit your rehab. A building with two or more separate units also needs a use and occupancy permit, and some municipalities run their own rental licensing.
DSCR Rental Loans →Outer county: lots and newer homes
Bowie, Upper Marlboro (the county seat), Clinton, Brandywine, Fort Washington, Accokeek and Laurel offer larger lots and newer subdivisions. They suit renovations with additions, infill new construction and rentals. Public water and sewer in most of the county comes from WSSC Water.
New Construction →Metro, the Purple Line and inherited homes
Green, Orange, Blue and Silver line stations serve the county, and the Purple Line light rail through College Park, Riverdale Park and New Carrollton is in testing. Many long-held family homes here pass to heirs, and our probate loan program can cash out equity, pay off liens or fund repairs.
Probate Loans →Communities we finance in Prince George's County
Accokeek, Beltsville, Bowie, Brandywine, Capitol Heights, Cheverly, Clinton, College Park, District Heights, Fort Washington, Greenbelt, Hyattsville, Lanham, Largo, Laurel, Mount Rainier, Oxon Hill, Riverdale Park, Seat Pleasant, Suitland, Temple Hills and Upper Marlboro. If your property is elsewhere in Prince George's County, send us the address.
Prince George's County loan terms
We lend our own capital as a balance-sheet lender, so the team that approves your loan is the team that funds it.
- Loans from $50,000; fix & flip, bridge and new construction up to $2M
- DSCR rental loans up to $3M, priced separately from hard money
- Fix & flip and bridge rates from 10.49% to 12.99%, subject to underwriting
- Up to 100% of purchase and rehab when purchase plus rehab is 65% of ARV or less (loan over $500,000, experienced borrower)
- In-house valuation or broker price opinion (BPO), no full appraisal
- No minimum FICO, no tax returns, no debt-to-income ratio
- Written approval within 24 hours; clean files close in as little as 3 business days
Business-purpose loans on non-owner-occupied investment property. Rates, terms and leverage are subject to underwriting and change. Not a commitment to lend. Local rules summarized here are general information, not legal advice; confirm with the jurisdiction.
Prince George's County Hard Money Questions
Do you lend in every part of Prince George's County?
Yes, on non-owner-occupied investment property across the county, including its incorporated cities and towns such as Bowie, College Park, Hyattsville, Laurel and Greenbelt.
Do I need a rental license in Prince George's County?
Yes, in most cases. DPIE requires a single-family rental license for buildings with one or two units, issued after the property meets the Housing Code, and some municipalities license rentals themselves. We factor the license into DSCR rental refinances.
Can you help heirs with an inherited home in Prince George's County?
Yes. Our probate loan program finances inherited property so heirs can buy out siblings, pay off tax liens and the existing mortgage, or fund repairs before selling or renting.
Which Prince George's County deals qualify for the JV program?
Off-market properties inside the Capital Beltway, such as Hyattsville, Mount Rainier, Capitol Heights, Suitland and Temple Hills, can be considered for 100% joint-venture funding when purchase plus rehab is at or under 70% of after-repair value.
What are your hard money rates in Prince George's County?
Fix & flip and bridge loans run from 10.49% to 12.99%, subject to underwriting, from $50,000 to $2M. DSCR rental loans go up to $3M and are priced separately.
How fast can you close in Prince George's County?
Written approval within 24 hours and closings in as little as 3 business days on clean files, with an in-house valuation or broker price opinion instead of a full appraisal.
More Maryland areas: all Maryland counties and cities we serve · Montgomery County, MD
Have a Deal in Prince George's County?
Send the address and your numbers. Written terms within 24 hours.